"I am not a great orator; I am a great listener."

"Concentrate your energies, your thoughts and your capital. The wise man puts all his eggs in one basket and watches the basket."

"The first requisite of a good citizen in this republic of ours is that he shall be able and willing to pull his own weight."

"There is no use whatever in trying to help people who do not help themselves."

"The average millionaire is a man who has worked hard all his life, and has been honest and thrifty."