"The road to happiness lies in two simple principles: find what it is that interests you and that you can do well, and put your whole soul into it."

"I would rather be a beggar and spend my time in the open air than to be shut up in the vaults of a bank."

"I never placed a bet on anything in my life."

"It is not what you earn, but what you save, that makes you rich."

"I believe that thrift is essential to well-ordered living, and that economy is a prime requisite of a sound financial structure, whether in government, business or personal affairs."